Because of 911 and heightened security your small town bank now has to ask for identification before they will open an account or add a name to an existing account. I don't know the exact details but our bank asks for a photo ID and a copy of a recent utility bill. And to add a son or daughter or other family member to a savings account or CD, the bank now asks for their address and social security number.
I can understand that. They don't want some terrorist setting up business in town.
Yesterday I drove to the city and left my wallet home. I had intended to spend three hours shopping, but no billfold, no cash, no credit cards, no driver's license. Nada. I needed money. Moolah! Dinero!
Our bank has a branch in that area so I thought I could ask them to call my hometown bank. Surely our banker would verify my voice, especially if I made a couple small chit-chat remarks so she would know that it was indeed me!
Didn't have to make the phone call. Just asked the teller for cash, told her whose names were on the account (mine and the guy who is trying to get me to bake him a lemon meringue pie) and gave her the date and amount of the last deposit. She did verify our mailing address by reading it to me and watching me nod my head! (Go figure!)
I walked out with $300 cash. I realize that there were probably multiple security cameras in the place and if I had been a crook they would have plastered my face all over the local news channels.
But still...wasn't that just a little bizarre!?